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Showing posts from September 25, 2020

Four Principles About Clothes and Money I Wish I'd Known In My Twenties

I felt like I learned a lot of impractical things at school. Even though I had a career in finance, I never did need to understand quadratic equations. Meanwhile, the things that are so important to daily life, such as how to construct a good wardrobe, control expenses, invest in a retirement plan and adjust your behavior for greater success, are not typically taught at school. I wish I'd known these principles before I launched into living on my own; they would have saved me a lot of anxiety and money. 1. I wish I'd known how to build a quality core wardrobe with separates. All items except white jeans purchased used In my 20s, as in my teens, I focused on purchasing expensive one-of-a-kind outfits (usually dresses) rather than on learning how to identify and select quality separates to build what's now known as a "capsule wardrobe."  2. I wish I'd known about the 50-20-30 budget. It wasn't until I went through a financial crisis in my mid-thirties that I